December 16, 2018
search
 
 
 

City East Harbor Mission Pierce Southwest Trade Tech Valley West Emeritus

Like Us!
Student Loan Lawsuit
Updated On: Nov 28, 2018

One of the plaintiffs in the AFT lawsuit against Navient is an adjunct faculty member at one of our LACCD colleges who is also an instructor at Cal State University, Northridge. Rebecca [who prefers not to be identified] has been teaching English composition at the colleges for the past eight years since obtaining her graduate degree, which was funded by student loans obtained through Navient.

There was, however, help available for borrowers who go into teaching. Because Rebecca was misinformed by Navient that she had to teach full-time at one institution in order to apply for the Public Service Loan Forgiveness program (PSLF), she never applied. However, a borrower may also meet PSLF’s full-time work requirement with a combination of part-time positions. Because of the misinformation, Rebecca continued making payments that did not qualify for the PSLF and is being required to make thousands of dollars in payments of principal and interest that otherwise would have been forgiven under PSLF.

“All this time, I could have been making qualifying payments and could have consolidated my public and private loans within three years,” she said. “Now, I won’t be finished paying until 2028.” The burden has affected all aspects of her life, including her marriage. “Having such a huge financial obligation causes tension in a relationship. There’s so much I haven’t been able to do – it touches all aspects of your life.”

When asked by the AFT to be one of the plaintiffs in the lawsuit, she readily agreed. “I don’t want anyone to suffer the way I did,” she said. “Navient needs to clean up its act and look at us as human beings. I’ve got to hope that students in the future won’t be saddled with debt slavery the way I’ve been.”


Member Login
Username:

Password:


Not registered yet?
Click Here to sign-up

Forgot Your Login?
Follow Us!
Follow Us!
Facebook icon Twitter icon

Click here to sign-up
 
 
 
 
Visit UnionActive.com! Top of Page image